Why choose
Asset Finance in Somerton with Deals 4 Loans
Business Finance Specialists
We understand Somerton’s industrial and commercial landscape and the asset financing needs of local businesses
Access to 40+ Specialist Lenders
Compare asset finance products from banks, non-bank lenders, and specialist providers offering competitive rates and flexible terms
Tailored Financing Solutions
Whether you need chattel mortgages, commercial hire purchase, operating leases, or novated leases, we structure finance to suit your business objectives
Comprehensive Application Support
Deals 4 Loans manages documentation, lender negotiations, and approval processes to ensure fast, efficient asset acquisition
Home Loan Services We Offer in Somerton
First Home Buyer Loans
Start your residential property journey
Refinancing
Access better rates and unlock property equity
Investment Loans
Finance residential property investments
Construction Loans
Build commercial or residential properties
Self-Employed Loans
Flexible home loan solutions for business owners
Commercial Loans
Finance commercial property purchases
Understanding the Somerton Business Environment
Somerton is a thriving industrial and commercial hub in Melbourne’s north, home to manufacturing facilities, warehouses, logistics centres, and distribution operations. The suburb’s strategic location near major transport routes including the Hume Highway and proximity to Melbourne Airport makes it ideal for businesses requiring efficient freight and logistics access.
Somerton’s established industrial precincts attract businesses across automotive, manufacturing, construction, and wholesale sectors. For businesses operating in Somerton, asset finance provides the capital needed to purchase essential equipment, vehicles, and machinery without depleting working capital or cash reserves.
How Deals 4 Loans Helps Businesses with Asset Finance in Somerton
Assess Asset Financing Options
We evaluate your business requirements, cash flow, and tax position to recommend the most suitable asset finance structure
Compare Competitive Rates
Our lender panel includes specialist asset finance providers offering better rates and terms than direct manufacturer or dealer finance
Fast Approval and Settlement
We prioritise efficient processing to ensure your business can acquire essential assets quickly and capitalise on opportunities
Success Stories
Deals 4 Loans recently helped a construction business in Somerton secure asset finance for three commercial vehicles and specialized equipment totaling $180,000. By structuring a chattel mortgage with competitive interest rates and balloon payment options, we preserved the client’s working capital while enabling immediate equipment deployment.
The flexible repayment structure aligned with the business’s project-based cash flow, and the tax-deductible interest payments provided additional financial benefits. The client successfully expanded their service capacity and won larger contracts within six months.
FAQs About Getting Asset Finance in Somerton
What types of assets can I finance in Somerton?
Asset finance covers commercial vehicles (trucks, vans, utes), machinery and equipment, technology and IT hardware, medical equipment, agricultural machinery, hospitality equipment, and industrial tools. Deals 4 Loans arranges finance for virtually any business asset.
What is the difference between a chattel mortgage and commercial hire purchase?
Chattel mortgages involve secured loans where you own the asset immediately and claim tax benefits. Commercial hire purchase means the lender owns the asset until final payment. Both suit different business structures and tax strategies.
How much deposit do I need for asset finance?
Most asset finance requires 10–30% deposit, though some lenders offer up to 100% finance for established businesses with strong financials. Deals 4 Loans assesses your situation and presents all available options.
Can startups and new businesses access asset finance in Somerton?
Yes, though requirements may be stricter. We work with lenders who assess business plans, personal credit history, and industry experience to approve asset finance for newer businesses.
About Deals 4 Loans
Deals 4 Loans is a leading Australian finance brokerage with extensive experience in commercial and asset finance. Our fully accredited brokers understand business financing needs and have established relationships with over 40 lenders specializing in asset finance across Melbourne—including Somerton. We’re committed to delivering transparent advice, competitive rates, and financing solutions that support business growth and asset acquisition strategies.
Whether you’re a sole trader, SME, or established corporation, Deals 4 Loans provides the expertise and lender access to secure the asset finance your business needs.
Secure Your Business Assets with Finance in Somerton Today
Ready to explore asset finance options in Somerton for your business equipment, vehicles, or machinery? Deals 4 Loans is here to provide expert guidance, competitive lending solutions, and comprehensive support throughout the asset finance process.
Book your free consultation today and discover how we can help you acquire the assets your business needs with flexible terms and optimal tax benefits. Contact Deals 4 Loans now and empower your business growth in Somerton with strategic asset finance.
Find Us
1c Hamilton street